Rates


Term Life Insurance: Advertised Rate Examples for a 35-, 40- or 45-year-old person having a $250,000, $500,000 or $750,000 are for 10-year, 15-year or 20-year term life insurance policy are based on the policy information below. Preferred Plus Underwriting Class, Policy #07007, ICC10-07007, issued by AGL (see chart below for detailed rate information).  Premium charges depend on evidence of insurability. Premiums increase at the end of the guaranteed term if renewed. Death benefit remains level. The policy may be contested for two years from date of issue for material misstatements or omissions on the application. Policy is limited to return of premium paid in the event of suicide within first two years. In New York State, term life insurance is available through US Life, Policy # 09007N.

 $250,000 coverage at a Preferred Plus Rate$500,000 coverage at a Preferred Plus Rate$750,000 coverage at a Preferred Plus Rate
(10yr term) (15yr term) (20yr term) (10yr term) (15yr term) (20yr term) (10yr term) (15yr term) (20yr term)
Male 35 $11.51 $11.94 $14.13 $16.98 $17.41 $22.23 $22.66 $23.32 $30.54
Female 35 $10.85 $11.07 $13.04 $15.66 $16.54 $20.48 $20.69 $22.01 $27.91
Male 40 $13.91 $15.44 $18.51 $21.79 $24.85 $30.98 $29.88 $34.48 $43.66
Female 40 $13.26 $14.79 $17.41 $20.48 $23.10 $28.79 $27.91 $31.85 $40.38
Male 45 $19.38 $23.54 $29.66 $32.73 $40.16 $52.41 $46.29 $57.44 $75.87
Female 45 $18.07 $19.60 $23.98 $27.04 $33.60 $41.91 $37.76 $47.60 $60.07

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